There is no excess to pay for fire or theft damages on our car insurance policies in Spain. We even include 500€ cover for personal effects stolen from the vehicle after an accident.
With our third party, fire and theft policies, we have about the same cover as on the fully comprehensive policies, excluding the own damage of course. However protected no claims bonus, increased value for total losses, car accessory cover, accidents with wild and domestic animals, courtesy car cover, legal defense, and medical cover, hailstone damage is also included in our third party, fire & theft car insurance policies in Spain, cover for 500€ personal effects after an accident, windows/windscreen cover all included, all without an excess.
Our third party only insurance policies do not include own damage cover (except windows and windscreens), there is also no cover for fire and theft claims as expected, no cover for hail damage or accidents with animals, no cover for contents either. A courtesy car cover is included and on the ‘third party only’ car insurance policies we offer.