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Generali Authorised Exclusive Agent
In insurance since 2001 · 24+ yrs
Established in Jávea 2013
DGS Registry C0467B54657010
English-speaking specialists
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Speak to our team. Andrew has over 20 years of insurance experience in Spain. We answer your questions in plain English and find the right plan for your situation.

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Turner Insurance Specialists Insurance Specialists · 🦁 Authorised Generali Agents. Spain since 1834

Private health insurance for expats — the Generali advantage

Since 2023, Generali customers access BOTH the Generali network AND the Sanitas (Bupa) network — 51,000+ professionals, 240 hospitals, 4,100 clinics. No other insurer offers this.

  • NEW 2025: EXPAT Medcare. English app & docs, up to age 74
  • No waiting periods — cover starts day one (Salud Opción Premium)
  • Visa-compliant cover via Salud Opción Premium — NLV, DNV, NIE & TIE
  • Dental — 2,000+ dentists, 45+ free services, no waiting period
  • Psychology, maternity, assisted reproduction & 24/7 telemedicine
51k+
Doctors
240
Hospitals
4,100
Clinics
Age 74
Max entry
Day 1
Cover starts
€0
Co-pay
NEW 2025
EXPAT Medcare
English app & docs. Standard, Prime & Top. Up to age 74.
VISA COMPLIANT
Salud Opción Premium
No waiting periods. Most popular for residency.
DENTAL
Generali Dental
2,000+ dentists. 45+ free services. From ~€5/month.
WORLDWIDE
Salud Total
Network + worldwide. Maternity included.

Insurance for Expats in Spain. Authorised Generali Agents, Jávea

Turner Insurance Specialists is an authorised exclusive Generali agency based in Jávea, Alicante. We provide insurance for British, Irish and international expats across the Costa Blanca and throughout Spain. Andrew Turner founded the company in 2013. He has worked in insurance since 2001 and as an exclusive Generali agent since 2007. Turner Insurance offers the full range of Generali products in English, from one office, with a five-person English-speaking team.

We arrange all types of insurance for expats in Spain. Health insurance for your Non-Lucrative Visa or residency application. Life insurance for your family. Car insurance for Spanish-registered vehicles. Specialist business cover for bars, hotels and rental properties. We handle it all. Free no-obligation quotes by phone, WhatsApp or email. All advice delivered in plain English by fully licensed insurance professionals.

Why Expats on the Costa Blanca Choose Turner Insurance

Moving to Spain means navigating a different insurance system. The terminology is different. Policy structures are different. Legal requirements differ from the UK or Ireland. Policies arrive in Spanish. Claims require Spanish-language correspondence. Turner Insurance exists to solve this problem. We provide the same Generali insurance products that any Spanish agent would offer, but with full English-language explanation, ongoing support and claims handling included as standard.

As authorised Generali agents, we offer the widest medical network in Spain. That is Generali plus Sanitas/Bupa — 51,000+ professionals, 240 hospitals and 4,100 clinics. We also offer the only fully English-language private health insurance in Spain (EXPAT Medcare — English app, English documents, up to age 74). And visa-compliant health insurance certificates for NLV, DNV, NIE and TIE residency applications, issued in a few days.

31 Different Policies. Personal, Business and Specialist Cover

Our most popular products for Costa Blanca expats include:

  • Private health insurance — Generali EXPAT Medcare and Salud Opción Premium
  • Life insurance and mortgage protection
  • Car insurance — UK no-claims bonus accepted
  • Home insurance for main homes, holiday homes and rental properties
  • Funeral insurance with no age limit, travel insurance, pet insurance (mandatory dog liability under Ley 7/2023) and community insurance.

We also arrange specialist business cover including commercial and office insurance, hotel insurance, professional indemnity, fleet, marine, transport and cyber risk insurance.

Turner Insurance Specialists S.L. is registered with the Dirección General de Seguros y Fondos de Pensiones (DGS) under registry number C0467B54657010. Andrew Turner is Mediador Colegiado del Colegio de Mediadores de Seguros de Alicante. Serving clients from Denia, Jávea, Moraira, Calpe, Altea, Benidorm and Alicante since 2013. Call 966 461 625 for a free English-speaking quote.

Google Reviews

Google Reviews. Turner Insurance Jávea

5.0 ★★★★★ Based on Google reviews View on Google Maps ↗
L
Luis Desalvo Google Review
★★★★★

"A pleasant experience dealing with the guys at Turner Insurance. After a short chat I felt comfortable with the level of cover and the great price. Thank You."

Verified Google review
S
Sheila McCourtney Google Review
★★★★★

"Just sorted my life insurance with the team and it was all explained so I understood every aspect. The comfortable vibe, pleasant staff and great rates — I'll be going back when my car is due."

Verified Google review
M
Michael Klarke Google Review
★★★★★

"A reliable and friendly insurance broker in Spain. The team found us the perfect Generali health plan and explained everything clearly in English. Highly recommended."

Verified Google review
Common Questions

Insurance in Spain — FAQs for Expats

Yes. To obtain a Spanish residency permit — including the Non-Lucrative Visa and Digital Nomad Visa — you must hold private health insurance with no co-payments and no waiting periods, issued by a DGS-registered insurer. Turner Insurance provides the certificate typically in a few days.
Yes. Third-party liability cover (terceros) is the legal minimum for all vehicles registered or driven in Spain, under Royal Decree 1507/2008. Driving without it carries fines from €601 and immediate vehicle immobilisation. Turner Insurance arranges English-language policies with UK no-claims bonus accepted.
Yes. Under Ley 7/2023, all dog owners in Spain must hold third-party liability cover. Generali ON Mascotas meets this requirement and also covers vet fees and lost-pet assistance. Turner Insurance arranges compliant policies for expat dog owners across the Costa Blanca.
You need private health insurance with no co-payments, full Spain-wide cover, and no waiting periods — issued by a DGS-registered Spanish insurer. Generali Salud Opción Premium meets all requirements. Turner Insurance provides the official certificate required by Spanish consulates.
A Generali health policy in Spain ranges from approximately €40 per month for a healthy adult under 40, to €150 per month for a 65-year-old with no co-payments. The exact premium depends on age, plan tier, cover level and province. Call us on 966 461 625 for a free, personalised quote.
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Get in touch

Ready to Talk?

Get a free, no-obligation quote from our English-speaking team in Jávea. We compare Generali products and give you honest advice — at no charge.

Get a Free Quote → 📞 966 461 625 💬 WhatsApp

Monday–Friday 09:30–15:00 · info@turnerinsurance.es · Avenida del Pla 135, Jávea

Proudly supporting our community

Turner Insurance Specialists has been part of the Jávea community for over a decade. We are long-time supporters of two important local causes:

👶

Friends of the Children of EMAÚS

Sponsor of the annual Jávea Christmas Fayres since 2018, which raised over €6,600 in 2024 for this registered Spanish charity (G-54138805) supporting children in residential care across the Costa Blanca.

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🎯

Jávea Green Bowls Club · 2017–2024

Annual championship sponsor every year from 2017 until the club's closure in 2024. Andrew Turner attended each year's prize-giving in person at the Inn on the Green.

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