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Speak to our team. Andrew has over 20 years of insurance experience in Spain. We answer your questions in plain English and find the right plan for your situation.
Get a Free Insurance Quote →All Cover Types for Expats in Spain
Health Insurance Spain
Best Clinics & GPs · Choice of Doctors
Life Insurance Spain
Clients up to 69 years · Protect Assets
Car Insurance Spain
Protected No Claims · Courtesy Car
Home Insurance Spain
24-Hour Emergency · Accidental Damage
Funeral Insurance Spain
Regardless of age or health
Travel Insurance Spain
Single trip & annual · Medical cover
Professional Indemnity Spain
Professionals & consultants
Transport Insurance Spain
Goods in transit · Haulage cover
Fleet Insurance Spain
Multiple vehicles · One renewal
Constructor Liability Spain
Building works · Third party
Marine Insurance Spain
Pleasure craft · Mediterranean
Pet Insurance Spain
Dogs & cats · Vet cover · Dog liability
Community Insurance Spain
Comunidades · Buildings · Civil liability
Daily Benefit Cover Spain
Daily benefit · Subsidio · Self-employed
Non-Lucrative Visa Insurance
Health insurance · Certificate provided
Digital Nomad Visa Insurance
Remote workers · English policies
Motorbike Insurance Spain
All bikes & scooters · European cover
Van Insurance Spain
Commercial vans · Tools cover
Motorhome Insurance Spain
All types · European assistance
Commercial Insurance Spain
Shops · Offices · Restaurants
Hotel Insurance Spain
Hotels · Hostals · Casas rurales
Insurance Specialists
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🦁 Authorised Generali Agents. Spain since 1834
Private health insurance for expats — the Generali advantage
Since 2023, Generali customers access BOTH the Generali network AND the Sanitas (Bupa) network — 51,000+ professionals, 240 hospitals, 4,100 clinics. No other insurer offers this.
- ✓NEW 2025: EXPAT Medcare. English app & docs, up to age 74
- ✓No waiting periods — cover starts day one (Salud Opción Premium)
- ✓Visa-compliant cover via Salud Opción Premium — NLV, DNV, NIE & TIE
- ✓Dental — 2,000+ dentists, 45+ free services, no waiting period
- ✓Psychology, maternity, assisted reproduction & 24/7 telemedicine
Insurance for Expats in Spain. Authorised Generali Agents, Jávea
Turner Insurance Specialists is an authorised exclusive Generali agency based in Jávea, Alicante. We provide insurance for British, Irish and international expats across the Costa Blanca, throughout mainland Spain, and in the Balearic and Canary Islands. Andrew Turner founded the company in 2013. He has worked in insurance since 2001 and as an exclusive Generali agent since 2007. Turner Insurance offers the full range of Generali products in English, from one office, with a five-person English-speaking team.
We arrange all types of insurance for expats in Spain. Health insurance for your Non-Lucrative Visa or residency application. Life insurance for your family. Car insurance for Spanish-registered vehicles. Specialist business cover for bars, hotels and rental properties. We handle it all. Free no-obligation quotes by phone, WhatsApp or email. All advice delivered in plain English by fully licensed insurance professionals.
Why Expats in Spain Choose Turner Insurance
Moving to Spain means navigating a different insurance system. The terminology is different. Policy structures are different. Legal requirements differ from the UK or Ireland. Policies arrive in Spanish. Claims require Spanish-language correspondence. Turner Insurance exists to solve this problem. We provide the same Generali insurance products that any Spanish agent would offer, but with full English-language explanation, ongoing support and claims handling included as standard.
As authorised Generali agents, we offer the widest medical network in Spain. That is Generali plus Sanitas/Bupa — 51,000+ professionals, 240 hospitals and 4,100 clinics. We also offer the only fully English-language private health insurance in Spain (EXPAT Medcare — English app, English documents, up to age 74). And visa-compliant health insurance certificates for NLV, DNV, NIE and TIE residency applications, issued in a few days.
31 Different Policies. Personal, Business and Specialist Cover
Our most popular products for expats in Spain include:
- Private health insurance — Generali EXPAT Medcare and Salud Opción Premium
- Life insurance and mortgage protection
- Car insurance — UK no-claims bonus accepted
- Home insurance for main homes, holiday homes and rental properties
- Funeral insurance with no age limit, travel insurance, pet insurance (mandatory dog liability under Ley 7/2023) and community insurance.
We also arrange specialist business cover including commercial and office insurance, hotel insurance, professional indemnity, fleet, marine, transport and cyber risk insurance.
Turner Insurance Specialists S.L. is registered with the Dirección General de Seguros y Fondos de Pensiones (DGS) under registry number C0467B54657010. Andrew Turner is Mediador Colegiado (registered insurance intermediary) del Colegio de Mediadores de Seguros de Alicante. Serving clients from Denia, Jávea, Moraira, Calpe, Altea, Benidorm and Alicante since 2013. Call 966 461 625 for a free English-speaking quote.
Google Reviews. Turner Insurance Jávea
"A pleasant experience dealing with the guys at Turner Insurance. After a short chat I felt comfortable with the level of cover and the great price. Thank You."
Verified Google review"Just sorted my life insurance with the team and it was all explained so I understood every aspect. The comfortable vibe, pleasant staff and great rates — I'll be going back when my car is due."
Verified Google review"A reliable and friendly insurance broker in Spain. The team found us the perfect Generali health plan and explained everything clearly in English. Highly recommended."
Verified Google reviewInsurance in Spain — FAQs for Expats
Expat Guides & Insurance News. Costa Blanca & Spain
Ready to Talk?
Get a free, no-obligation quote from our English-speaking team in Jávea. We compare Generali products and give you honest advice — at no charge.
Monday–Friday 09:30–15:00 · info@turnerinsurance.es · Avenida del Pla 135, Jávea