Private Health Insurance Spain
WE ARE ONE OF THE BEST PRIVATE HEALTH INSURANCE SPAIN COMPANIES IN THE COSTA BLANCA AND SPAIN
Choosing a private health insurance spain is one of the most important decisions you will make, please read through our site, click on “Health” and have a look at what kind of health insurance plans we offer.
First of all if you are an expat and not entitled to Social Security cover in Spain, then you have to find the best policy you can afford, the alternative would mean paying for the treatment yourself and furthermore traveling back to the UK and visiting the NHS.
Aside from that you have to ask yourself if you are you concerned you won’t be able to communicate with your local GP in your language the event of a problem?
Do you not want to wait for months to visit a specialist on the national health? Do you want the best private health insurance in Spain for your family? Are you moving to Spain and have not reached retirement age and don’t intend to work? Then insuring with DKV is the best option. Do you live in Javea, Moraira, Denia, Costa Blanca and Spain, get in touch for a quote.
DVK Health Insurance
DKV´s policy has been voted as the best value for money health insurance in Spain for several years, they have been voted as best health insurer in Spain by its customers for the third consecutive year.
They are the fourth largest health insurer in Spain and has also been voted best company to deal with by the national associations of brokers on several occasions. This Integral policy has the most complete cover available and we can offer the best treatment for you and your loved ones.
With free Dental Insurance and Travel Insurance cover included it is a real bargain. The policies are available in your language and come with a medical card. As soon as you receive this card you can use the policy and you do not pay at the clinics, they will invoice the insurer directly. Private Health Insurance Spain.
Key Points
1,200 Associated Clinics
19,000 Professionals Throughout Spain.
No Long Waiting Lists
No Complicated Administration
Free Dental Insurance
Free Travel Insurance
Dental Insurance
WE OFFER A DENTAL INSURANCE POLICY THAT CAN BE INCLUDED IN OUR HEALTH INSURANCE SPAIN OR TAKEN OUT ON ITS OWN
Most of all this dental insurance cover is a policy that gives you access to a designated network of more than 1.500 professional dentists throughout Spain. Children up to 14 years of age insured for free with an adult. There are no exclusions for pre existing conditions, this means no matter what’s wrong with your teeth you can take out the insurance and have the problem treated. Private Health Insurance Spain.
Who is insurable
Anyone is insurable at any age, no matter what treatment they want to have done. Therefore, you get instant cover and go to the dentist as soon as you have received your medical card, this probably takes 5 days in total.
- Tooth extractions for free (except wisdom teeth -15€)
- Annual clean for free
- Annual check-up for free
- X-rays for free
- All pre existing conditions covered
- Odontology preventive Gel / fluoride + dental cleans.
- Orthodontic treatment Study, evaluation and diagnosis
- Odontology conservative Conserve teeth
- LARGE DISCOUNTS on all other treatment
- Dental aesthetics From whitening to fitting veneers.
- Classic Children up to 14 free, adults 6.50€ pm
- Elite Children up to 14 free, adults 9.50€ pm
TRAVEL INSURANCE
IN ADDITION WITH OUR DVK POLICY YOU ALSO GET A FREE TRAVEL INSURANCE POLICY INCLUDED FOR EMERGENCY MEDICAL TREATMENT OUTSIDE SPAIN.
Furthermore on your medical card you will get with your policy there is a number you must call while abroad, they will direct you to an appropriate medical center and will also cover medical repatriation if needed. Also worldwide care in case of an emergency. Therefore our health policies guarantee worldwide travel assistance in case of an emergency abroad (for stays of up to 90 days per trip or journey).
- Transfer and health repatriation of injured and/or sick persons in the event of an illness or an accident.
- Return ticket and hotel expenses for a relative of an insured person who stays in hospital for over 5 days
- Premature return of the insured person because of a relative’s death.
- Expenses of medical, surgical, pharmaceutical, hospital care and ambulance abroad with a limit of 12.000 EUR.
- Expenses of an extended stay in a hotel (up to 30 EUR /day) with a maximum limit of 300 EUR.
- Delivery of medication
- Repatriation of the deceased
- Also a companion in case of death
- Assistance with locating and sending of luggage
- Delivery of documents
- Legal defence costs abroad (up to 1.500 EUR per claim)
- Advance for bail abroad (up to 6.000 EUR per claim)
FAQ’s
BROWSE SOME OF OUR MOST POPULAR FAQ’s. IN ADDITION, IF YOU HAVE ANY FURTHER QUESTIONS, PLEASE GET IN TOUCH REGARDING HEALTH INSURANCE SPAIN.
The term of the contract established in the policy is annual and extendible, but the payment of the premium may be broken down, with a small surcharge, into monthly, quarterly, or six monthly payments.
No. Some months you will also receive the charge for co-payments for the medical services received if you have a chosen a policy with co-payments included.
It is not necessary to inform us of you wanting to renew. The contracts are extended automatically each year, unless one of the parties is not in agreement and communicates this in writing within a minimum term of two months beforehand. Similarly, DKV is authorized to send information to the policy holder and or the insured about goods and services that may be of interest to them. The taker of the insurance and or the insured may contact the Insurance Company to view these details or update, rectify or cancel them.
The General and Specific Terms and Conditions, the DKV Medicard and the list of doctors.
It is a contract that contains the rights and obligations of DKV and of the insured or holder. It is also called General Terms and Conditions and Specific Terms and Conditions.
It is the period of time from the start of the policy during which certain covers are not in force. You can check the exclusion periods in the general conditions or by contacting your agents or the company.
A pre-existing condition is a health condition (for example, pregnancy), that exists before the contract is issued, regardless of the fact that the condition has been diagnosed by a doctor. Unless stated otherwise on the policy, cover for all pre-existing conditions are excluded on the insurance policy. All pre-exisitng conditions must be declared on the health application form, any kind of lesion, congenital disease, birth defect or anomaly, any illness, pending medical tests, treatments or even syndromes that could be considered as the starts of a pathological condition.
Extractions, treatment and cleaning. DKV also puts at your disposal a guide of dental care services at a very interesting price.
When, due to the state of the patient, transfer to a surgery or a hospital centre is impossible. Visits by a nurse can also be to the home if prescribed by a doctor from the insurance company.
You have free access to specialists. You need only apply for authorization to DKV in the event of complex diagnostic tests, treatments and hospitalisation.
The policy is in effect from the first day, except for some services which have a waiting period.
Please get in touch with the company or agent so we can send you another.
Yes the DKV Medicard is the means by which you identify yourself as an insured party of DKV Seguros.
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